 AIG American General
AIG Select-a-Term
ROP
AIG Elite Global IUL
Index UL
Guaranteed UL
Current assumption UL
DI Rider on Term -one w/ROP
Give DAI a call to discuss any of these products and how they can fit into your client's insurance needs. |
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Banner Life  There have been a number of changes to underwriting criteria and requirements
Preferred Plus available for occasional cigar users.
Treadmill EKG required for ages 41-70, cases over 10 million. Not routinely required at ages 40 and under, or at ages 71 and over for any amount.
They are reducing the number of APS's ordered which will expedite processing of cases.
And remember, Banner Life and William Penn have increased their conditional receipt limits to $1,000,000. They will now bind coverage on face amounts through $1 million and to issue age 70. |
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Prudential  Do you have a client on cholesterol lowering medication?
Prudential now offers Preferred Best rate class for your clients that have the cholesterol/HDL ratio that meets this Best rate class even if they require medication to maintain those levels.
Prudential continues to lead the way in aggressive underwriting in the impairments and conditions that most of us live with and are compliant with the treatment. |
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Genworth's Rollover Potential  2008 is a great time to prospect clients who have recently been laid off and who need guidance on what to do with their 401k assets.
As they see their statement values decrease, your advise will be invaluable.
With low CD and savings rates, clients are seeking alternative safe solutions, such as fixed and index annuities.
Genworth has a terrific marketing piece describing prospecting in the Rollover Market. Call DAI for this informative brochure.
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West Coast Life The LifeTime Platinum III combines the most popular features of Universal Life policies into one consumer-focused product.
This policy gives buyers flexible lapse protection guarantee, which allows them to select the death benefit guarantee period that best suits their individual needs. With the convenience of a one-product chassis for level-pay and short-pay scenarios along with the benefit of rolling target premiums, this product is an attractive product for any Life Insurance Advisor.
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